# Insurance Orientation Northern College studyinsured™

Medical care and cast for a broken leg $7,000-$8,000

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| Type | PDF |
| Size | 4381 KB |

[Open original PDF →](https://www.northerncollege.ca/uploads/2025/07/StudyInsured-Orientation-Package.pdf)

Referenced from: [International Student Health Benefits](/pages/international/health-benefits/)

## Document text

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## Insurance Orientation Northern College studyinsured™

Health Insurance Basics

## The actual cost of medical care in Canada

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Medical care and cast for a broken leg $7,000-$8,000

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Seeing the doctor for the flu $100-$150

Ambulance to the hospital $250-$850

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Your StudyInsured health insurance protects you from having to pay expensive medical bills while you're in Canada eca lo studyinsured™

## What do I need to do to access my StudyInsured health insurance?

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- Northern College has already enrolled you! No action required!
- You will receive your insurance confirmation to your email in October
- If you have not received your insurance confirmation email by October, contact the Northern College team

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EXPLORE CANADA PLAN

Emergency Assistance

## Confirmation package (via email)

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.. . .

## Your StudyInsured insurance wallet card

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EFFECTIVE DATE:

2024-09-01

"Valid photo ID mu

- Carry this with you at all times!

From Canada &amp; USA:

- Consider keeping copies in many places
- You will be asked for your policy number when seeking care
- Note your expiry dates

dents!

Coverage is only available to current students!

EXPIRY DATE

2024-10-31

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## Plan basics

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Covers UNEXPECTED illnesses or injuries

Can be used worldwide except for your home country

- Is supported 24/7 by a multilingual Assistance Team

## Your StudyInsured health insurance covers:

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Medical care at hospitals, clinics, and online

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Emergency dental care

Paramedical services Psychiatric, psychological care Emergency Prescription drugs Emergency transportation and Repatriation

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## Your StudyInsured health insurance does NOT cover:

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- Unstable pre-existing conditions
- Ongoing care for chronic conditions
- Routine prescription medications
- Elective tests or third-party requests

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Support &amp; Services studyinsured™

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## Assistance available 24/7

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- Available 24/7 in multiple languages
- Answers your questions about coverage, guidance with the Canadian health care system, help with locating medical providers, assistance with claim submissions, etc.

1.866.883.9787

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## GETTING CARE BEFORE YOU RECEIVE YOUR WALLET CARD

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## assistance

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1. Call StudyInsured Assistance to open your case
2. Keep copies of all documents, especially any invoices and payment receipts
3. When you receive your wallet card, call StudyInsured Assistance and provide your updated information
4. Submit your claim online

1.866.883.9787

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studyinsured™

## Your student insurance website

Are you a student? Register now and access your Student Portal! Click here

- Download policy wordings, claim forms, and summary of benefits (in multiple languages) Plan Details Your Insurance Documents Policy Wording d

Summary of Benefits d

- Access the member portal to submit claims Choose your language

View

- Simple guides and other resources
- Link to buy insurance for family, friends, super visas, etc.

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www.studyinsured.com/northerncollege

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## GETTING CARE AFTER YOU RECEIVE YOUR WALLET CARD

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## Your student insurance website

NEED TO SEE A DOCTOR? CLICK HERE

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Home

Explore Canada Plan studyinsured™

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## Student insurance website: Seeing a doctor online

See a doctor online for:

Urinary Tract Infection Upset Stomach Sinus Infection Rash/Hives/ Allergies Cold/Flu

## Video chat with a doctor on your phone, tablet or computer for these issues and more.

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Fast - Easy - No travel or waiting rooms - Prescriptions available

Sign Up / Login Learn More

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www.studyinsured.com/northerncollege

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Cough/Sore Throat Earache

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- Click Sign Up/Login to register
- See a doctor online for minor illnesses
- Secure video connection
- Prescriptions available
- Cost-free for StudyInsured students

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## Student insurance website: Doctor/clinic search tool

!

1. Call the provider to check if you need an

appointment and/or confirmation of

coverage.

3. Bring confirmation of coverage, photo ID,

and your insurance wallet card to your

appointment.

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www.studyinsured.com/northerncollege

2. To get confirmation of coverage,call

Studyinsured Assistance.

1. Enter your policy number
2. Click Search
3. View listings on the map
4. Listings with Direct Pay: Yes are locations where you do not need to pay out of your own pocket

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## IMPORTANT NOTE!

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StudyInsured Assistance must be notified of serious illness or injury ASAP to a max of 48 hours!

If not, eligible benefits may only be paid at 80%.

1.866.883.9787

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## Submitting a claim: required information

1. Policy Number
2. Email address
3. Phone number
4. Date(s) of Service
5. Reason for medical appointment
- If an injury, how and where did it happen?
6. Recommended course of treatment
7. Invoices, payment receipts, referrals, prescription receipts
8. Method of payment
- Electronic transfer → need bank info
- Cheque → need postal address
- Wire transfer → need bank info

Questions? Call 1.866.883.9787 for guidance!

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## Step 1 - Register for the member portal

Are you a student? Register now and access your Student Portal! Click here

Products - Submit a Claim

tudy

Home

plore Canada Plan

1. Visit www.studyinsured.com/northerncollege
2. Click on the banner
3. Click REGISTER and complete form

Email address

student@gmail.com

Password Resister for your student.

count today!

REGISTER &gt;

To complete registration you will need your:

SIGN IN &gt;

2. Your Last Name

- Your StudyInsured Policy Number

Forpot ema?

- Your Last Name
- Your Date of Birth

Questions? Call 1.866.883.9787 for guidance!

Resources -

uidance!

Contact - studyinsured™

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study FR

Home Submit a Claim Claims My Contact My Plan - Policy Forms &amp; Key Contact

G

Sign

## Step 2 -Submit your claim online

Welcome to the homepage of your dedicated Studylnsured™ Student Portal!

## After registering…

Claims History

View your processed claims.

1. Log into the student portal
2. Click Get Started in the block that says Submit a claim
3. Complete the required information

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Questions? Call 1.866.883.9787 for guidance!

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Home Submit a Claim Claims My Contact My Plan - Policy Forms &amp; Key Contact Sign

## Step 3 -Check the status of your claim at any time.

Ready to make a claim? Upload your

claim information here.

Claims that you have previously View your processed claims.

submitted are viewable here.

1. Log into the student portal
2. Click VIEW CLAIMS STATUS in the block that says Claims Status
3. View the Explanation of Benefits and follow the necessary instructions

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Questions? Call 1.866.883.9787 for guidance!

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## Making a claim: Submitting your claim

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## STUDENT INSURANCE WEBSITE

Submit your completed claim and attach your supporting documents

www.studyinsured.com/northerncollege

## EMAIL

Put the details of your claim in the body of the email and attach all supporting documents

studentclaims@studyinsured.com studyinsured™

Northern

COLLEGE

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## Family Enrolment Website

Home

Explore Canada Plan

Plan Details

Your Insurance Documents

Policy Wording +

Products -

## Eligibility:

- Parent, Spouse, Dependent

Summary of Benefits d

Claim Form J

Summary of Benefits

Choose your language

View

- &lt;65 years of age
- Living at the same address as the student
- The application coverage period is within the Northen College student's start and end dates

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www.studyinsured.com/northerncollegefamily

Submit a Claim Resources - Contact -

Student Portal English | Français studyinsured™

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## Family Enrolment Website

Step 2

Step 3

## To apply you will need:

APPLICANT INFORMATION

- Northern College student's StudyInsured policy number
- Applicant's personal information (ex: full name, birthdate, address in Canada, email)
- Credit Card

NOTE: You will not be able to apply for family coverage until you receive your confirmation email with your policy number

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www.studyinsured.com/northerncollegefamily

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Step 1

Get Quote

First Name

Last Name

Date of Birth

Email

Name of School

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## What is mental health?

Includes our emotions, feelings of connection to others, our thoughts and feelings, and being able to manage life's highs and lows.

- Exists in EVERYONE
- Another marker for determining overall health
- Can affect how we engage with the world and other people in it

## Positive Mental Health

## When you experience positive mental health, you…

- Enjoy relationships with others
- Realize your full potential
- Cope with the stresses of life
- Work productively
- Make meaningful contributions to their communities
- Have better physical health and personal habits

## Signs of Poor Mental Health

- Eating or sleeping too much or too little
- Pulling away from people and usual activities
- Having low or no energy
- Feeling numb or like nothing matters
- Having unexplained aches and pains
- Feeling helpless or hopeless
- Smoking, drinking, or using drugs more than usual
- Feeling unusually confused, forgetful, on edge, angry, upset, worried, etc.
- Yelling or fighting with family and friends
- Experiencing severe mood swings that cause problems in relationships
- Having persistent thoughts and memories you can't get out of your head
- Hearing voices or believing things that are not true
- Thinking of harming yourself or others
- Inability to perform daily tasks like completing school assignments or getting to class on time
- What else?

## Poor Mental Health is Common

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1

5

people experience depression or anxiety .

By age 40, about 50% of the population will have or have had a mental illness.

From addiction to dementia to schizophrenia, almost 1 billion people worldwide suffer from a mental health disorder.

## WHAT IS THE STAY HEALTHY AT SCHOOL PROGRAM?

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## CONFIDENTIAL, VOLUNTARY, AND ACCESSIBLE Consists of psychological counselling and academic life services

- 24/7 via phone, instant message, or video call
- Cost-free for all students enrolled with the program
- Offers support to address issues, personal or school-related, that may interfere with enjoyment of life

studyinsured™

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## SHAS Pillar #1: Confidentiality

- Records are completely confidential
- No one outside SHAS knows a member used the program
- No identifying phone messages without the member's permission
- Counselling records owned by the service provider, not your school
- Counsellors bound by professional code of ethics

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studyinsured™

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## SHAS Pillar #2: Voluntary Participation

- SHAS is voluntary -no one can force a student to seek counselling
- Only individuals who seek counselling may call SHAS and make appointments
- SHAS will not accept third party appointments

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studyinsured™

## SHAS Pillar #3: Accessibility

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- Multilingual, 24/7 clinical intake environment
- 85% of calls answered within 30 seconds by Master's level clinician
- In-App calling and texting
- Urgent requests: Immediate support at time of call by clinician
- Non-urgent/routine requests: In-person referral within 1 business day, and appointment within 2 business days

studyinsured™

## Counsellor Qualifications and Service Model

- Minimum master's degree in social work, psychology and related counselling fields
- Minimum 5 years of post-graduate experience
- Good standing with relevant professional regulatory body
- Solution-focused counselling approach

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studyinsured™

## Counselling Model and Modality

- Number of sessions determined by counsellor assessment, based on nature and severity of issue (avg. 3-4 sessions per case)
- Early community referral for longterm/specialized issues with interim support during waiting period
- Choice of counselling, as per individual
- request: Phone | Instant Message | Email exchange | Video Chat

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## ACADEMIC LIFE SERVICES

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studyinsured™

## Legal Consultation

- Referral and research to local resources Examples include:
- ■ Landlord and tenant disputes
- ■ Immigration
- ■ Impaired driving
- ■ Criminal charges

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## Financial Consultation

- Referral and research to local resources including on-campus financial counselling
- Examples include:
- ■ Budgeting
- ■ Consumer protection
- ■ Credit card education
- ■ Home buyer education

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studyinsured™

## Life Coaching Consultation

- 2-3 month phone program with certified life coach qualified through the National Board for Health and Wellness Coaching (NBHWC) and the International Coaching Federation (ICF) Coaching
- Overcome perceived obstacles, set concrete goals, and realize your potential

## Examples include:

- ■ Unsure about life direction
- ■ Improving career trajectory

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studyinsured™

## Wellness Coaching

- Free check-up: integration of lifestyle or one-on-one coaching via email, phone and/or video conferencing

## Examples include:

- Weight management
- Fitness
- Stress management
- Smoking cessation.

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## IMPORTANT NOTES

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studyinsured™

## What is available with the SHAS

- Compassionate and professional understanding  of a myriad of mental health issues (crisis management, anxiety, relationship stress)
- Practical tools for resilience and advice for overcoming mental health setbacks
- Referrals to community/online resources for long-term support

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studyinsured™

## What is not available with the SHAS

- Diagnosis of mental illness
- Access to prescriptions/pharmacology
- Ongoing care

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## STAY HEALTHY AT SCHOOL PROGRAM ONLINE AND MOBILE ACCESS

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studyinsured™

## 24/7 Phone

## 1.833.646.1524

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- In-the-moment support
- Schedule appointments
- 100+ languages

studyinsured™

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Homepage Living Balancing Heaith | international

## Online

NEWS FOR YOU

- ca.helpwhereyouare.com

Explore the impact of pets on your life and how the presence of a pet car Schedule an Appointment O Titles IM Chat Name Email Service ·

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Real Messaging Service

-A A +A

- Company code: SHAS

CHAT WITH US

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## Online

Your Details

Hi, Please provide the details below to proceed.

Personal Details

First Name*

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Welcome to our scheduler! Through this

feature you will be able to schedule an

appointment with one of our specialists.

Please proceed to the next steps.

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- Comprehensive, easy to access content and features

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Insurance Website: studyinsured.com/northerncollege Family Insurance Website: studyinsured.com/northerncollegefamily

Mental Health Support Website: ca.helpwhereyouare.com

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<small>Source: [https://www.northerncollege.ca/uploads/2025/07/StudyInsured-Orientation-Package.pdf](https://www.northerncollege.ca/uploads/2025/07/StudyInsured-Orientation-Package.pdf)</small>
